Bad credit ratings can often prevent entrepreneurs and businesses from getting a merchant account. Nochex is different, we review every application independently, and often offer an instant approval without credit scoring.
If you have bad credit, and are looking for a merchant provider in the UK, apply for an account below.
Merchant Accounts for Businesses with Bad Credit
Opening a merchant account when you have bad credit is sometimes a near impossible task. Many merchant service providers have a ‘computer says no’ approach when looking at applications.
Perhaps you have been issued with a CCJ and merchant service providers will instantly decline your application. Nochex takes time to analyse every application, as we believe there are sometimes unfair judgments.
Merchant Services for Unique Merchants
Accepting credit & debit card payments online can be hard for businesses and entrepreneurs with bad credit, there can be a multitude of reasons why some companies decline your application;
- Business Model Restrictions (e.g dropshipping)
- Previously Disqualified Director
- County Court Judgment (CCJ)
- Low Credit Rating
- MATCH / VMAS Listed
- Non-Traditional Business Model
Nochex approaches every application subjectively, so put your application in today and we’ll be in touch soon!
Apply Now
Let Our Credit Experts Help
If you’re looking for a Merchant Account with bad credit, there’s a few things you need to know before submitting your application. Firstly, understanding WHY you have bad credit is crucial, there may be several reasons, and knowing these beforehand is important.
Every company and merchant account provider will see bad credit in a different way. Some larger providers will instantly decline, others, like Nochex may take time to understand the position you are in and look to offer a solution.
Apply today
Key Account Details
- No Monthly Fees
- Scaling Transaction Rates – the More You Process, the Less You Pay
- Both a Merchant Account and a Payment Gateway in one
- Accept Payments From All Major Credit and Debit Cards
- Fully PCI Compliant
- Free Support from Our UK Based Team
- Simple and Speedy Setup
- Easy To integrate With Your Website
- Fast and Easy Access to Your Money
- Your Own UK Based Account Manager
Are you looking for a bad credit merchant account?
Complete the online application and we'll quickly get back to you.
Next Steps
Call Us
Call us today on 0113 819 7220
Apply
Complete an online application.
Call Back
Request a call back at a time to suit you.